Four-Panel Lifestyle Collage Portrait

Create an image. This image is a four-panel collage featuring a {argument name="subject" default="woman"} in a chic, casual outdoor setting, likely a sidewalk cafe. The overall aesthetic is bright and airy, with a warm, sun-drenched "lifestyle" feel.

The woman has long, wavy brunette with blonde highlights hair styled with a soft, voluminous blowout. Her makeup is natural and dewy, featuring a warm lip color and a friendly, relaxed expression. 

She is wearing a coordinated casual outfit:
* Top: {argument name="top" default="An oversized, boxy T-shirt in a dark yellow. The front features a prominent graphic of two interlocking hearts outlined in red with the word 'Love' printed underneath."}
* Bottoms: {argument name="bottoms" default="Classic high-waisted denim shorts in a medium blue wash."}
* Accessories: Simple gold hoop earrings and necklace and a few delicate rings. 
* Footwear: Minimalist yellow strappy flat sandals. 

The collage shows the subject from various angles: 
* Top Left: A seated medium shot, looking directly at the camera. 
* Top Right: A full-length walking shot holding an iced latte in a clear plastic cup. 
* Bottom Left: A full-length side profile shot, highlighting the oversized fit of the shirt. 
* Bottom Right: A close-up seated shot focusing on her face and the shirt's graphic detail. 

The background consists of a Parisian-style street cafe with wooden slatted chairs, small round tables, and large cream-colored patio umbrellas. Soft dappled sunlight filters through the scene, creating a clean, high-end editorial look.